OnEMI Technology Solutions Ltd. benchmarking: Performance to industry peers

Financial

	OnEMI Technology	Bajaj Finance	Chola Invest & Fin.
Operational Metrics
Financials
5 yr Average ROE	15.13 %	17.05 %	17.64 %
5yr average Equity Multiplier	2.31	4.84	7.8
5yr Average Asset Turnover Ratio	0.76	0.15	0.12
5yr Avg Net Profit Margin	8.87 %	23.35 %	18.43 %
5yr Avg Net Profit Margin	8.87 %	23.35 %	18.43 %
5yr CAGR Net Profit	42.15 %	30.36 %	22.89 %
5yr CAGR Sales	8.59 %	21.16 %	22.09 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	0.0	4.94	4.37
P/E	20.95	29.6	25.42
Shareholdings
Promoter Holding	n/a	54.7 %	49.25 %
Share Pledged by Promoters	n/a	0.0	0.0
Change in Promoter Holding (3 Yrs)	n/a	-1.21 %	-2.22 %
Change in Mutual Fund Holding (3 Yrs)	n/a	-0.5 %	-2.31 %

	OnEMI Technology	Bajaj Finance	Chola Invest & Fin.
Product Wise Break-Up	Product Wise Break-Up Interest on loans 58.73 Sourcing and servicing fees 26.53 Insurance commission and rewards 3.84 Marketing and commission income 0.36 Fee & commission 0 Interest income 0 Loan Against Property 0 Home Equity 0 Vehicle Finance 0 Others 10.54	Product Wise Break-Up Loan Against Property 0 Vehicle Finance 0 Insurance commission and rewards 0 Home Equity 0 Interest income 88.77 Marketing and commission income 0 Fee & commission 10.32 Sourcing and servicing fees 0 Interest on loans 0 Others 0.91	Product Wise Break-Up LAP 18.82 Auto Loans 51.86 Insurance commission and rewards 0 Home loans 10.48 Interest income 0 Marketing and commission income 0 Fee & commission 0 Sourcing and servicing fees 0 Interest on loans 0 Others 18.84
Location Wise Break-Up	Location Wise Break-Up India 0 Rest of the World 0 West India 0 East India 0 South India 0 North India 0 Others 100	Location Wise Break-Up North India 0 East India 0 South India 0 West India 0 India 100.0 Rest of the World 0	Location Wise Break-Up North India 22.0 East India 25.0 South India 33.0 West India 20.0 India 0 Rest of the World 0
Customer Segment	Customer Segment Others 100	-	-