India Finsec Ltd. benchmarking: Performance to industry peers

Financial

	India Finsec	Manba Finance	NBI Indl. Finance
Operational Metrics
Financials
5 yr Average ROE	8.46 %	12.53 %	7.62 %
5yr average Equity Multiplier	3.52	4.48	1.03
5yr Average Asset Turnover Ratio	0.17	0.19	0.08
5yr Avg Net Profit Margin	15.49 %	15.05 %	76.59 %
5yr Avg Net Profit Margin	15.49 %	15.05 %	76.59 %
5yr CAGR Net Profit	26.64 %	42.96 %	17.11 %
5yr CAGR Sales	31.78 %	39.75 %	23.15 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	4.9	1.62	0.18
P/E	41.19	14.62	27.8
Shareholdings
Promoter Holding	55.98 %	74.98 %	74.17 %
Share Pledged by Promoters	71.1 %	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.47 %	0.0	-0.17 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	India Finsec	Manba Finance	NBI Indl. Finance
Product Wise Break-Up	Product Wise Break-Up Used Car Loan 0 Used Two Wheeler 0 Small Business Loan 0 Personal Loan 0 Three Wheeler 0 Two Wheeler 0 Net gain/loss on sale of investments 0 Net gain on fair value changes 0 Interest Income 0 0 Others 100	Product Wise Break-Up Two Wheeler 89.57 Used Car Loan 0.02 Used Two Wheeler 0.38 0 Net gain on fair value changes 0 Three Wheeler 0.61 Interest Income 0 Net gain/loss on sale of investments 0 Small Business Loan 0.19 Personal Loan 0.71 Others 8.52	Product Wise Break-Up Two Wheeler 0 Used Car Loan 0 Used Two Wheeler 0 Dividend 90.07 Net gain on fair value changes 9.74 Three Wheeler 0 Interest Income 0.2 Net gain/loss on sale of investments 0 Small Business Loan 0 Personal Loan 0