India Finsec Ltd. benchmarking: Performance to industry peers

Financial

	India Finsec	CSL Finance	Kiran Vyapar
Operational Metrics
Financials
5 yr Average ROE	8.46 %	12.05 %	6.41 %
5yr average Equity Multiplier	3.52	1.9	1.15
5yr Average Asset Turnover Ratio	0.17	0.16	0.07
5yr Avg Net Profit Margin	15.49 %	40.03 %	80.87 %
5yr Avg Net Profit Margin	15.49 %	40.03 %	80.87 %
5yr CAGR Net Profit	26.64 %	21.23 %	-9.53 %
5yr CAGR Sales	31.78 %	28.42 %	-4.36 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	4.48	0.89	0.23
P/E	37.48	6.05	409.59
Shareholdings
Promoter Holding	55.98 %	47.66 %	74.96 %
Share Pledged by Promoters	71.1 %	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.47 %	-3.68 %	0.0
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	India Finsec	CSL Finance	Kiran Vyapar
Product Wise Break-Up	Product Wise Break-Up Fees & Commission Income 0 Loans written off earlier now recovered 0 Processing Fees Wholesale 0 Processing Fees SME 0 Processing Fees Retail 0 Interest 0 Generation based incentives 0 Sale of power 0 Sale of services 0 Sale of goods 0 Net gain on fair value changes 0 Dividend income 0 Interest income 0 Others 100	Product Wise Break-Up Net gain on fair value changes 0 Sale of goods 0 Loans written off earlier now recovered 1.47 Interest income 0 Processing Fees SME 0 Processing Fees Wholesale 0 Interest Income 95.52 Sale of power 0 Dividend income 0 Generation based incentives 0 Fee Income 3.0 Sale of services 0 Processing Fees Retail 0 Others 0.01	Product Wise Break-Up Net gain on fair value changes 14.97 Sale of goods 0 Loans written off earlier now recovered 0 Interest Income 40.83 Processing Fees SME 0 Processing Fees Wholesale 0 Interest 0 Sale of power 0 Dividend 0.63 Generation based incentives 0 Fees & Commission Income 0 Sale of services 0 Processing Fees Retail 0 Others 43.57