Canara Bank benchmarking: Performance to industry peers

Financial

	Canara Bank	Indian Bank	PNB
Operational Metrics
Banks
Net Interest Margin	2.51 %	3.35 %	2.47 %
Yield On Advances	8.29 %	8.07 %	7.51 %
Gross NPA	1.84 %	1.98 %	2.95 %
Net NPA	0.43 %	0.15 %	0.29 %
CASA Ratio	29.84 %	39.67 %	37.0 %
CASA vs Liabilities	24.8 %	31.39 %	31.88 %
Credit Deposit Ratio	78.89 %	80.6 %	73.6 %
Capital to Risks Assets Ratio (CRAR)	17.04 %	17.93 %	17.74 %
Tier I Capital	14.59 %	16.4 %	15.15 %
Tier 2 Capital	2.45 %	1.53 %	2.59 %
Cost To Income Ratio	48.45 %	44.99 %	48.42 %
Fresh Slippages - Quarterly	2771.0 Crs	1355.0 Crs	2758.0 Crs
Life Insurance
New Business Performance - Life Insurance	155.55 Crs	n/a	266.97 Crs
NBFC
Cost of Borrowing	5.09 %	4.88 %	4.44 %
Financials
5 yr Average ROE	16.55 %	15.24 %	8.86 %
5yr average Equity Multiplier	16.96	13.45	14.05
5yr Average Asset Turnover Ratio	0.08	0.08	0.07
5yr Avg Net Profit Margin	10.15 %	12.64 %	8.13 %
5yr Avg Net Profit Margin	10.15 %	12.64 %	8.13 %
5yr CAGR Net Profit	23.89 %	23.09 %	36.65 %
5yr CAGR Sales	10.19 %	11.1 %	11.09 %
5 yr CAGR PPOP	7.08 %	9.38 %	7.05 %
Price to Book	0.99	1.4	0.83
P/E	6.55	9.58	6.74
Shareholdings
Promoter Holding	62.93 %	73.84 %	70.08 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	-6.02 %	-3.07 %
Change in Mutual Fund Holding (3 Yrs)	0.48 %	5.71 %	1.62 %

Business

	Canara Bank	Indian Bank	PNB
Segment Break-Up	Segment Break-Up Consumer Finance 46.84 Corporate Banking 34.43 Treasury Operations 18.73 Life Insurance Operation 0 Retail Banking 0 Corporate/ Wholesale Banking 0 Treasury 0 Corporate/Wholesale Banking 0	Segment Break-Up Corporate Banking 32.97 Treasury Operations 22.7 Corporate Banking 0 Corporate/Wholesale Banking 0 Consumer Finance 40.79 Life Insurance Operation 0 Treasury Operations 0 Consumer Finance 0 Others 3.54	Segment Break-Up Corporate/ Wholesale Banking 0 Treasury Operations 28.22 Corporate Banking 0 Corporate Banking 41.86 Consumer Finance 28.39 Life Insurance Operation 0 Treasury Operations 0 Consumer Finance 0 Others 1.53
Location Wise Break-Up	Location Wise Break-Up India 95.54 Rest of the World 4.46	Location Wise Break-Up India 96.75 Rest of the World 3.25	Location Wise Break-Up India 95.45 Rest of the World 4.55
Borrowings Break-Up	Borrowings Break-Up UNSECURED REDEEMABLE BONDS 74.79 Other Institutions & Agencies 24.21 Other banks - India 1.0 RESERVE BANK OF INDIA 0 Borrowings outside India 0 RBI 0 Borrowings Outside India 0 Long Term Infrastructure Bonds 0 0 0	Borrowings Break-Up Borrowings outside India 3.62 RESERVE BANK OF INDIA 0 Borrowings Outside India 0 0 RBI 19.7 Other banks - India 0 0 Long Term Infrastructure Bonds 0 Other Institutions & Agencies 0 UNSECURED REDEEMABLE BONDS 0 Others 76.68	Borrowings Break-Up Borrowings outside India 0 RESERVE BANK OF INDIA 0 Borrowings outside India 13.08 Bonds 23.88 RBI 0 Other banks - India 0 Reserve Bank of India 34.23 Long Term Infrastructure Bonds 3.52 Other Institutions & Agencies 0 UNSECURED REDEEMABLE BONDS 0 Others 25.29
Profit Before Tax	Profit Before Tax Retail Banking 60.34 Treasury 37.74 Wholesale Banking 1.92 Life Insurance 0 Corporate Banking 0 Corporate & Wholesale Banking 0	Profit Before Tax Corporate & Wholesale Banking 0 Treasury 35.7 Corporate Banking 30.09 Retail Banking 25.98 Life Insurance 0 Wholesale Banking 0 Others 8.23	Profit Before Tax Corporate & Wholesale Banking 48.06 Treasury 18.56 Corporate Banking 0 Retail Banking 33.39 Life Insurance 0 Wholesale Banking 0
Priority vs Non-Priority Sector	Priority vs Non-Priority Sector Non Priority Sector 60.61 Priority Sector 39.39	-	Priority vs Non-Priority Sector Non Priority Sector 0 Priority Sector 29.63 Others 70.37
NPA Break-Up	NPA Break-Up Corporate 34.74 MSME Sector 32.19 Agricultural 27.69 Retail 5.38 Services 0 Industry 0 Agriculture and allied activities 0 Corporate 0 Agri 0 Education 0 Car/Vehicle Loans 0 Housing 0 Retail Loans 0 Corporates 0	NPA Break-Up Retail Loans 0 Housing 0 Agricultural 0 Corporates 0 Education 0 Industry 0 Car/Vehicle Loans 0 Corporate 5.0 Agricultural 54.0 Services 0 MSME Sector 0 Personal Loan 7.0 Agri 0 Others 34.0	NPA Break-Up Consumer Finance 5.55 Housing 0 Agricultural 0 Corporate Banking 1.19 Education 0 Industry 0 Car/Vehicle Loans 0 Corporate 0 Agriculture and allied activities 0 Services 0 MSME Sector 0 Retail 0 Agricultural Loan 48.84 Others 44.42
Asset Break-Up	Asset Break-Up India 90.55 Others 9.45	Asset Break-Up India 94.63 Others 5.37	-

Canara Bank

Canara Bank

Financial

Business

SIGN UP FOR FREE