Bengal & Assam Company Ltd. benchmarking: Performance to industry peers

Financial

	Bengal & Assam Co	MAS Financial Serv.	Paisalo Digital
Operational Metrics
NBFC
Capital to Risks Assets Ratio (CRAR)	543.5 %	22.84 %	35.8 %
Financials
5 yr Average ROE	18.85 %	12.68 %	9.8 %
5yr average Equity Multiplier	2.54	5.03	3.01
5yr Average Asset Turnover Ratio	0.79	0.12	0.15
5yr Avg Net Profit Margin	15.95 %	21.17 %	21.97 %
5yr Avg Net Profit Margin	15.95 %	21.17 %	21.97 %
5yr CAGR Net Profit	7.57 %	16.54 %	28.12 %
5yr CAGR Sales	-26.61 %	20.58 %	17.38 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	0.69	1.9	3.01
P/E	8.93	15.2	22.72
Shareholdings
Promoter Holding	72.87 %	66.65 %	41.75 %
Share Pledged by Promoters	0.0	0.0	21.73 %
Change in Promoter Holding (3 Yrs)	0.21 %	-7.08 %	-4.17 %
Change in Mutual Fund Holding (3 Yrs)	0.0	4.39 %	0.0

	Bengal & Assam Co	MAS Financial Serv.	Paisalo Digital
Product Wise Break-Up	Product Wise Break-Up Polymer Product 71.08 Tyres 5.92 Cement 1.84 Paper 1.36 Dairy Products 0 Investment 0 Fees and Commission Income 0 Interest Income 0 Gain On Assignment Of Financial Assets 0 Financing activities (NBFC) 0 Others 19.8	Product Wise Break-Up Interest Income 82.9 Cement 0 Fees and Commission Income 3.78 Gain On Assignment Of Financial Assets 13.3 Polymer Product 0 Financing activities (NBFC) 0 Tyres 0 Paper 0 Dairy Products 0 Investment 0 Others 0.02	Product Wise Break-Up Interest Income 0 Cement 0 Fees and Commission Income 0 Gain On Assignment Of Financial Assets 0 Polymer Product 0 NBFC 100.0 Tyres 0 Paper 0 Dairy Products 0 Investment 0
Location Wise Break-Up	Location Wise Break-Up Domestic 79.4 International 20.6 Rest of the World 0 India 0	Location Wise Break-Up Rest of the World 0 International 0 India 100.0 Domestic 0	Location Wise Break-Up Rest of the World 0 International 0 India 100.0 Domestic 0
Profit Before Tax	Profit Before Tax Polymers 87.62 Tyres 1.98 Cement 0 Paper 0 Dairy Products 0 Investments 0 Others 10.4	-	-
Asset Break-Up - Geography Wise	Asset Break-Up - Geography Wise India 98.45 Others 1.55	-	-