Mangal Credit and Fincorp Ltd. benchmarking: Perfomance to industry peers

Financial

	Mangal Credit & Fin	Moneyboxx Finance	MKVentures Cap
Operational Metrics
Banks
Gross NPA	1.31 %	3.26 %	n/a
Net NPA	0.75 %	1.66 %	n/a
NBFC
Tier I Capital	n/a	n/a	n/a
AUM - NBFC	228.7 Crs	892.0 Crs	n/a
Capital to Risks Assets Ratio (CRAR)	47.0 %	27.1 %	n/a
Financials
5 yr Average ROE	6.07 %	-5.22 %	27.73 %
5yr average Equity Multiplier	3.73	3.74	4.32
5yr Average Asset Turnover Ratio	0.59	0.18	0.19
5yr Avg Net Profit Margin	4.34 %	-9.87 %	50.61 %
5yr Avg Net Profit Margin	4.34 %	-9.87 %	50.61 %
5yr CAGR Net Profit	29.61 %	n/a	-10.33 %
5yr CAGR Sales	-15.27 %	78.48 %	0.17 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	2.16	1.33	3.34
P/E	28.32	0.0	46.9
Shareholdings
Promoter Holding	55.25 %	44.59 %	74.36 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-8.28 %	-14.02 %	-9.3 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	Mangal Credit & Fin	Moneyboxx Finance	MKVentures Cap
Product Wise Break-Up	Product Wise Break-Up NBFC 100.0 Fee and commission 0 Interest Income 0 0	Product Wise Break-Up Fee and commission 6.72 NBFC 0 Interest Income 90.69 0 Others 2.59	Product Wise Break-Up Fee and commission 0 NBFC 0 Interest Income 0 Fund based activities including investment activities (NBFC) 100.0