Mangal Credit and Fincorp Ltd. benchmarking: Perfomance to industry peers

Financial

	Mangal Credit & Fin	Pro Fin Capital Serv	MKVentures Cap
Operational Metrics
Banks
Gross NPA	1.31 %	n/a	n/a
Net NPA	0.75 %	n/a	n/a
NBFC
Tier I Capital	n/a	10.56 %	n/a
AUM - NBFC	228.7 Crs	n/a	n/a
Capital to Risks Assets Ratio (CRAR)	47.0 %	10.56 %	n/a
Financials
5 yr Average ROE	6.07 %	-2.21 %	27.73 %
5yr average Equity Multiplier	3.73	7.56	4.32
5yr Average Asset Turnover Ratio	0.59	0.2	0.19
5yr Avg Net Profit Margin	4.34 %	-4.07 %	50.61 %
5yr Avg Net Profit Margin	4.34 %	-4.07 %	50.61 %
5yr CAGR Net Profit	29.61 %	n/a	-10.33 %
5yr CAGR Sales	-15.27 %	-5.3 %	0.17 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	2.29	3.86	3.58
P/E	29.91	22.15	50.25
Shareholdings
Promoter Holding	55.25 %	4.36 %	74.36 %
Share Pledged by Promoters	0.0	29.43 %	0.0
Change in Promoter Holding (3 Yrs)	-8.16 %	-9.64 %	-9.3 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

	Mangal Credit & Fin	Pro Fin Capital Serv	MKVentures Cap
Product Wise Break-Up	Product Wise Break-Up NBFC 100.0 Interest Received 0 Sales of Exempt items 0 Sale of services 0 Trading of Shares 0 0	Product Wise Break-Up Sale of services 0 0 Shares 63.99 NBFC 0 Sales of Exempt items 0 Interest Income 36.01	Product Wise Break-Up Sale of services 0 Fund based activities including investment activities (NBFC) 100.0 Trading of Shares 0 NBFC 0 Sales of Exempt items 0 Interest Received 0