Jana Small Finance Bank Ltd.

JSFB

₹451.45

-2.22% (-10.25)

Market Cap

₹4,855 Cr.

P/E

11.22

About

Janalakshmi Financial Services Pvt. Ltd. is a non banking financial company engaged in providing financial services. It offers credit, savings, insurance, retail financing services and enterprise serv… Read more

Janalakshmi Financial Services Pvt. Ltd. is a non banking financial company engaged in providi… Read more

Low

364

52W Range

High

666

Timeline

Key company specific updates

Company Timeline

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Forensics

8 Yes

Positive for this company

1 Neutral

Neutral for this company

6 No

Negative for this company

1 No Data

Insufficient data to analyse

Accounting & Shareholding

Contingent Liabilities

Company does not have significant contingent liabilities
Pledge

Promoters have not pledged a significant portion of their holding
Promoter Holding

Promoter has not sold any shares in the last 90 days
Retail Holding

Retail has been buying the stock which is usually a sign of exuberance
Other Income

Other income component is making ratios of the company look optically better

Price & Performance

ROE Strength

Roe of the company is consistently strong
ROE

Net profit margin is responsible for roe increase over last 10 years
Share price

Share price has increased over last 10 years due to earnings
Current vs Historic Valuation

Company is trading at a discount to 3yr historic valuations
Net NPA

Npa's of the company is currently under control
Balance Sheet - Strength

Latest bs is strong. the strength was visible historically as well.
Cost Of Borrowing

Cost of borrowing of the company seems to be trending up
Cost to Income Ratio

Operational cost of company is trending up
Net Interest Margin

Net interest margin of the company is trending down
Margin Stability

Margins of the company are volatile
Sales Growth

Unable to calculate due to limited data

Revenue mix

Segment Break-Up

Loan Break-Up

Location Wise Break-Up

Operating Profit Break-Up

Interest Earned

Asset Break-Up - Segment Wise

Priority vs Non-Priority Sector

NPA Break-Up

Operational Metrics

Gross NPA (%)
Source
Net Interest Margin (%)
Source
Net NPA (%)
Source
CASA Ratio (%)
Source
CASA vs Liabilities (%)
Source
Cost To Income Ratio (%)
Source
Tier I Capital (%)
Source
Cost of Borrowing (%)
Source
AUM - NBFC (Crs)
Source
Tier 2 Capital (%)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Yield On Advances (%)
Source

Peer Comparison

FAQs on Jana Small Finance Bank Ltd. Business

What does Jana Small Fin. Bank do?

Janalakshmi Financial Services Pvt. Ltd. is a non banking financial company providing a range of financial services including credit, savings, insurance, retail financing, and enterprise services, along with various types of loans.

Who are the competitors of Jana Small Fin. Bank?

Jana Small Fin. Bank major competitors are Ujjivan Small Fin, Suryoday Small Finan, DCB Bank, Utkarsh Small Fin., Equitas Small Fin., Karnataka Bank, Tamilnad Mercantile.
Market Cap of Jana Small Fin. Bank is ₹4,795 Crs.
While the median market cap of its peers are ₹7,147 Crs.

Is Jana Small Fin. Bank financially stable compared to its competitors?

Jana Small Fin. Bank seems to be financially stable compared to its competitors.
The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.

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Global Leaders

Companies with a dominant global position in a product. Might be a sign of very strong moat.

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Oversold on RSI Basis

Stocks with RSI of less than 30.

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Companies Doing Major Expansion

Companies in any sector undergoing sizeable expansion

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Raw Material

Jana Small Finance Bank Ltd.

Jana Small Finance Bank Ltd.

About

Timeline

Company Timeline

8 Yes

1 Neutral

6 No

1 No Data

Accounting & Shareholding

Contingent Liabilities

Pledge

Promoter Holding

Retail Holding

Other Income

Price & Performance

ROE Strength

ROE

Share price

Current vs Historic Valuation

Net NPA

Balance Sheet - Strength

Cost Of Borrowing

Cost to Income Ratio

Net Interest Margin

Margin Stability

Sales Growth

Segment Break-Up

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Loan Break-Up

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Location Wise Break-Up

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Operating Profit Break-Up

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Interest Earned

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Asset Break-Up - Segment Wise

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Priority vs Non-Priority Sector

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NPA Break-Up

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What does Jana Small Fin. Bank do?

Who are the competitors of Jana Small Fin. Bank?

Is Jana Small Fin. Bank financially stable compared to its competitors?

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