IFCI Ltd. benchmarking: Perfomance to industry peers

Financial

	IFCI	Capri Global Capital	Five Star Business
Operational Metrics
Banks
Net Interest Margin	-5.9 %	9.5 %	16.04 %
Fresh Slippages - Quarterly	59.2 Crs	46.13 Crs	n/a
Capital to Risks Assets Ratio (CRAR)	-48.4 %	32.9 %	51.63 %
Tier I Capital	-48.36 %	n/a	69.93 %
Yield On Advances	12.02 %	n/a	n/a
NBFC
Cost of Borrowing	9.1 %	9.6 %	n/a
Gross NPA	49.1 %	1.3 %	3.18 %
Net NPA	83.8 %	0.7 %	n/a
Financials
5 yr Average ROE	-23.64 %	9.02 %	11.63 %
5yr average Equity Multiplier	4.33	3.98	2.32
5yr Average Asset Turnover Ratio	0.1	0.13	0.18
5yr Avg Net Profit Margin	-41.97 %	17.15 %	29.63 %
5yr Avg Net Profit Margin	-41.97 %	n/a	29.63 %
5yr CAGR Net Profit	n/a	n/a	73.66 %
5yr CAGR Sales	1.63 %	n/a	64.84 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.71	2.44	1.9
P/E	38.29	19.31	11.7
Shareholdings
Promoter Holding	72.57 %	59.92 %	18.56 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	6.22 %	-14.72 %	-16.31 %
Change in Mutual Fund Holding (3 Yrs)	0.1 %	6.52 %	9.4 %

Business

	IFCI	Capri Global Capital	Five Star Business
Product Wise Break-Up	Product Wise Break-Up Fee & Commission income 20.14 Interest Income 12.2 Service 10.84 Net gain on fair value changes 1.78 Dividend income 0 Rental income 0 0 Fee and commission income 0 Others 55.04	Product Wise Break-Up Dividend income 0 Fee & Commission income 9.46 Rental income 0 Net gain on fair value changes 0.41 Fee & Commission income 0 Interest Income 0 Service 0 0 Others 90.13	-
Loan Break-Up	Loan Break-Up STL 37.06 Project Loan 32.49 Corporate Banking 28.91 LAS 1.54 Gold Loan 0 Housing Loans 0 Indirect Retail Lending 0 Construction Finance 0 MSME 0	Loan Break-Up LAS 0 Home loans 8.61 MSME Sector 7.35 Project Loan 0 Construction Finance 14.08 Corporate Banking 0 STL 0 Gold Loan 62.6 Indirect Retail Lending 7.36	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up Rest of the World 0 India 100.0	Location Wise Break-Up Rest of the World 0 India 100.0
Verticals	Verticals Manufacturing 28.15 Infra - Energy 23.76 Infra - Transport & Logistics 14.28 Service 12.5 Real Estate 9.77 Holding Co 2.85 Infra - Communication 1.28 Mining & Exploration 1.08 Infra - Socail & Commercial 0.43 BFSI 0 Others 5.9	-	-
Borrowings Break-Up	Borrowings Break-Up Private Placement Bonds 32.27 Bank Loan 32.01 Public NCDs 12.18 Subordinate Bonds 8.11 NCD 5.05 Infrastructure Bonds 4.45 Foreign Currency Borrowings 2.63 Tax Free Bonds 1.91 Zero Coupon Bonds 1.39 Debt Securities 0 Term Loans from Banks 0 From Banks (Cash Credit) 0 From Banks (Overdraft) 0 ECB 0 NCD 0 Bank Term Loans 0 Loans repayable on demand 0 Borrowings under Securitisation 0	Borrowings Break-Up NCD 0 Tax Free Bonds 0 Bank Loan 0 From Banks (Overdraft) 0 Public NCDs 0 Debt Securities 3.27 Zero Coupon Bonds 0 Private Placement Bonds 0 Subordinate Bonds 0 Loan From Banks 94.03 Loan From Banks 2.53 ECB 0 Bank Term Loans 0 Foreign Currency Borrowings 0 Loans repayable on demand 0 Borrowings under Securitisation 0 Infrastructure Bonds 0 Others 0.17	Borrowings Break-Up Non-Convertible Debentures 9.9 Tax Free Bonds 0 Bank Loan 0 From Banks (Overdraft) 0 Public NCDs 0 Debt Securities 0 Zero Coupon Bonds 0 Private Placement Bonds 0 Subordinate Bonds 0 Term Loans from Banks 0 From Banks (Cash Credit) 0 External commercial borrowing 0.99 Term Loans 57.43 Foreign Currency Borrowings 0 Loans repayable on demand 0 Borrowings under Securitisation 14.85 Infrastructure Bonds 0 Others 16.83

IFCI Ltd.

IFCI Ltd.

Financial

Business

SIGN UP FOR FREE