ICICI Prudential Life Insurance Company Ltd.

Financial

	ICICI Prudential	HDFC Life Insurance	SBI Life Insuran
Operational Metrics
Life Insurance Sector
Embedded Value	47951.0 Crs	58355.0 Crs	70250.0 Crs
Value Of New Business Margin (VNB)	24.5 %	25.1 %	27.8 %
Management Expense Ratio - Life Insurance	14.7 %	20.2 %	9.67 %
61 Month Persistency Ratio	61.6 %	64.0 %	63.3 %
13 Month Persistency Ratio	86.0 %	86.0 %	86.1 %
Commission Ratio - Life Insurance	9.4 %	11.2 %	4.9 %
AUM - Life Insurance	324489.0 Crs	355897.0 Crs	448040.0 Crs
New Business Performance - Life Insurance	1572.94 Crs	2523.36 Crs	2620.37 Crs
Claim Settlement Ratio	99.6 %	99.8 %	99.4 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	72.05	87.39	75.13
5yr CAGR Net Profit	4.39 %	5.88 %	5.89 %
Shareholdings
Promoter Holding	72.96 %	50.28 %	55.37 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.44 %	-1.24 %	-0.11 %
Change in Mutual Fund Holding (3 Yrs)	2.23 %	6.96 %	2.65 %

Business

	ICICI Prudential	HDFC Life Insurance	SBI Life Insuran
Product Wise Break-Up	Product Wise Break-Up Annuity 5.4 Variable Insurance 0 Pension 0 Life 0 Others 94.6	-	Product Wise Break-Up Variable Insurance 0.04 Annuity 5.55 Life 78.92 Pension 15.47 Others 0.02
Location Wise Break-Up	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up Domestic 100.0 India 0	Location Wise Break-Up Domestic 0 India 100.0
Distribution Channel	Distribution Channel Agency 29.4 Bancassurance 28.8 Direct 15.2 Group 15.1 Partnership Channel 11.5 Group Savings 0 Group Protection 0 Bancassurance & Broker 0 Agency & Direct 0	Distribution Channel Direct 0 Partnership Channel 0 Group Premium 11.0 Group Savings 13.0 Agency 0 Agency 20.0 Bancassurance 0 Group 0 Bancassurance 56.0	Distribution Channel Direct 0 Partnership Channel 0 Group Protection 0 Group Savings 0 Agency 21.0 Agency & Direct 0 Bancassurance 54.0 Group 0 Bancassurance & Broker 0 Others 25.0
Investment Break-Up	Investment Break-Up Government securities 52.83 Other Approved investments 21.62 Investments in Infrastructure and Social Sector 18.47 Infrastructure Investment Fund 0 Deep Discount Bonds 0 CBLO/Repo Investments 0 Other than Approved Investments 0 Investment Properties - Real Estate 0 Mutual Funds 0 Fixed Deposit 0 Debentures / Bonds 0 Equity 0 0 0 Other Approved Securities 0 0 0 Others 7.08	Investment Break-Up 0 Infrastructure Investment Fund 0 Fixed Deposits 0.32 Other Approved investments 0 CBLO/Repo Investments 2.51 Investments in Infrastructure and Social Sector 12.77 Government securities 53.06 0 Deep Discount Bonds 0.36 Government securities 0 Other than Approved Investments 1.65 Debenture 6.31 Mutual Fund 0.15 Investment Property 0.49 Other Approved Securities 0 Equity 7.92 Others 14.46	Investment Break-Up Investments in Infrastructure and Social Sector 15.1 Infrastructure Investment Fund 0 Fixed Deposit 0 Other Approved investments 0 CBLO/Repo Investments 0 0 0 Government securities 49.65 Deep Discount Bonds 0 Government securities 0 Other than Approved Investments 0 Debentures / Bonds 0 Mutual Funds 0 Investment Properties - Real Estate 0 Other Approved Securities 34.83 Equity 0 Others 0.42
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Linked Life 44.69 Non participating 41.76 Participating Life 11.47 Linked Pension 0.92 Linked Group Pension 0 Linked Group Life 0 Annuity Non participating 0 Annuity 0 Protection 0 Term 0 Group Savings 0 Non-Participating 0 Participating 0 Unit linked(UL) 0 Unit Linked 0 Non Participating 0 Others 1.16	Premium Break-Up - Life Insurance Participating 10.0 Annuity 20.0 Non-Participating 19.0 Unit Linked 0 Group Savings 14.0 Linked Group Life 0 Non Participating 0 Linked Pension 0 Protection 29.0 Term 0 Participating Life 0 Linked Life 0 Non participating 0 Unit linked(UL) 8.0 Annuity Non participating 0 Linked Group Pension 0	Premium Break-Up - Life Insurance Participating 8.29 Annuity 0 Non-Participating 0 Unit Linked 58.23 Group Savings 0 Linked Group Life 0 Non participating 33.48 Linked Pension 0 Protection 0 Term 0 Participating Life 0 Linked Life 0 Non participating 0 Unit linked(UL) 0 Annuity Non participating 0 Linked Group Pension 0

ICICI Prudential Life Insurance Company Ltd.

ICICI Prudential Life Insurance Company Ltd.

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