Housing & Urban Development Corporation Ltd.

HUDCO

₹221.97

-0.67% (-1.49)

Market Cap

₹44,432 Cr.

P/E

16.57

Housing & Urban Development Corporation Ltd.
Overview
Financials
Benchmarking
Shareholding
NBFC

About

HUDCO is a key player in housing and infrastructure development, based in New Delhi. With a strong workforce across the country, it primarily provides financing for social housing and residential real… Read more

HUDCO is a key player in housing and infrastructure development, based in New Delhi. With a st… Read more

Low

159

52W Range

High

354

Timeline

Key company specific updates

Company Timeline

Custom financial statementNew

Edit rows

In Rs. Cr.	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024

In Rs. Cr.	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Balance sheet
Net Block	72.63	72.10	48.02	50.36	45.55	62.89	75.47	69.40	68.69	65.92
Shareholders Funds	8,446	9,168	9,942	10,955	12,342	13,188	14,467	15,444	16,613	17,123
Profit & Loss
Operating Profit	2,611	3,031	3,646	4,895	6,989	6,771	6,593	6,697	7,442	—
Net Sales	3,205	3,499	4,171	5,556	7,532	7,235	6,954	7,049	7,784	—
Cash flow
Cash from Operating Activity	-4,965	-2,598	-7,830	-23,400	-1,336	2,161	-806	-851	-10,287	-29,168
Net Capex (est)	16.87	8.10	6.87	8.21	12.91	10.74	6.25	2.09	-3.88	9.50
Ratios
ROCE (%)	9.73	9.06	9.15	7.51	10.00	9.50	9.48	10.32	11.86	—
ROE (%)	9.27	9.19	10.16	10.77	13.84	11.97	11.86	11.02	12.74	—

Forensics

8 Yes

Positive for this company

1 Neutral

Neutral for this company

6 No

Negative for this company

0 No Data

Insufficient data to analyse

Accounting & Shareholding

Contingent Liabilities

Company does not have significant contingent liabilities
Other Income

Other income is not affecting ratios of the company
Pledge

Promoters have not pledged a significant portion of their holding
Retail Holding

Retail has been selling the stock which is usually a good time to buy
Promoter Holding

Promoter has not sold any shares in the last 90 days

Price & Performance

Cost Of Borrowing

Cost of borrowing of the company seems to be trending down
Net Interest Margin

Net interest margin of the company is trending up
Net NPA

Npa's of the company is currently under control
Balance Sheet - Strength

Latest bs is strong. the strength was visible historically as well.
ROE

Roe has decreased vs 10 year trend
Current vs Historic Valuation

Company is trading at a premium to 3yr historic valuations
Share price

Share price has increased over last 10 years but more due to rerating
Sales Growth

Sales of the company has grown at a slow pace
Margin Stability

Margins of the company are volatile
ROE Stregth

Roe of the company is not consistently strong

Revenue mix

Product Wise Break-Up

Loan Break-Up

Location Wise Break-Up

Borrowing Break-Up - NBFC

Verticals

Operational Metrics

Net Interest Margin (%)

Housing & Urban Development Corporation Ltd.

Net Interest Margin (%)
Source
Cost To Income Ratio (%)
Source
Cost of Borrowing (%)
Source
Net NPA (%)
Source
Gross NPA (%)
Source
Capital to Risks Assets Ratio (CRAR) (%)
Source
Tier I Capital (%)
Source

Peer Comparison

Peer Name	Latest Price	PE	Market cap(Cr)	Prom Holding(%)	YoY Qtly Sales(%)	ROCE (%)	ROE (%)
Housing & Urban Dev.	221.97	16.57	44,432	75	37.14	11.86	12.74
LIC Housing Finance	602.25	6.43	33,095	45.24	3.91	9.59	15.13
PNB Housing Finance	1,052	14.01	27,314	28.1	11.71	10.09	10.07
Aptus Value Housing	319.85	22.58	15,992	52.98	28.06	13.26	16.24
Aavas Financiers	1,844.9	29.72	14,585	26.47	16.52	11.49	13
Home First Finance	1,193.3	32.19	12,299	14.25	32.58	9.58	14.41
Sammaan Capital	119.2	0.00	9,923	—	-5.89	13.81	6.14
Can Fin Homes	718.75	11.18	9,582	29.99	7.74	11.13	17.26

Corporate Actions

Consolidated Dividend

DATE

DETAILS

2025, Mar 13

Dividend Dividend of Rs.1.05 per share

2025, Jan 30

Dividend Dividend of Rs.2.05 per share

2024, Sep 13

Dividend Dividend of Rs.2.65 per share

2024, Mar 28

Dividend Dividend of Rs.1.5 per share

2023, Sep 08

Dividend Dividend of Rs.3.1 per share

FAQs on Housing & Urban Development Corporation Ltd. Business

What does Housing & Urban Dev. do?

HUDCO is a prominent public sector enterprise focused on financing housing and infrastructure development in India. It primarily lends to State Governments for social housing and residential real estate projects benefiting individual beneficiaries.

Who are the competitors of Housing & Urban Dev.?

Housing & Urban Dev. major competitors are LIC Housing Finance, PNB Housing Finance, Aptus Value Housing, Aavas Financiers, Home First Finance, Sammaan Capital, Can Fin Homes.
Market Cap of Housing & Urban Dev. is ₹44,432 Crs.
While the median market cap of its peers are ₹14,585 Crs.

Is Housing & Urban Dev. financially stable compared to its competitors?

Housing & Urban Dev. seems to be less financially stable compared to its competitors.
Altman Z score of Housing & Urban Dev. is 0.56 and is ranked 6 out of its 8 competitors.

View FAQ's On Shareprice

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Annual Report	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10
Earnings Release
Investor Presentation		Mar Jun Sep Dec	Mar Jun Aug Sep Dec	Feb Mar May Jun Aug Sep Dec	Mar Jun Sep Dec	Mar Jun Sep Dec	Mar Jun Sep Dec	Mar Jun Sep Dec	Mar Jun Sep Dec
Conference Call		Mar Dec
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Discussions & Analysis

Housing & Urban Development Corporation Ltd.

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Housing & Urban Development Corporation Ltd.