General Insurance Corporation of India benchmarking: Perfomance to industry peers

Financial

	General Ins. Corp	Max Financial	Aditya Birla Capital
Operational Metrics
General Insurance
Yield On Total Investments - General Insurance	11.79 %	n/a	7.36 %
Combined Ratio	109.15 %	95.0 %	115.0 %
Monthly Gross Direct Premium Income (GDPI)	3200.57 Crs	290.55 Crs	660.5 Crs
Risk Retention Ratio	91.0 %	77.0 %	97.29 %
Float	50038.15 Crs	n/a	1869.36 Crs
Financials
5 yr Average ROE	0.0	8.99 %	13.25 %
5yr average Equity Multiplier	n/a	34.99	8.97
5yr Average Asset Turnover Ratio	n/a	0.27	0.15
5yr Avg Net Profit Margin	n/a	0.96 %	9.79 %
P/E	6.79	351.85	26.72
5yr CAGR Net Profit	30.13 %	n/a	n/a
Shareholdings
Promoter Holding	82.4 %	1.25 %	68.58 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-3.38 %	-10.2 %	-2.47 %
Change in Mutual Fund Holding (3 Yrs)	1.07 %	7.23 %	6.34 %

	General Ins. Corp	Max Financial	Aditya Birla Capital
Product Wise Break-Up	Product Wise Break-Up FIRE INSURANCE 31.0 Health 21.0 Motors 16.0 Agricultural 11.0 Life Insurance Business 5.0 MARINE 0 FL/Credit 0 Oth. Misc. 0 PERSONAL ACCIDENT 0 Liability 0 WORKMEN`S COMPENSATION 0 ENGINEERING 0 AVIATION 0 Rental 0 Dividend Income 0 Interest Income 0 Services 0 0 Net gain on fair value changes 0 Others 16.0	Product Wise Break-Up WORKMEN`S COMPENSATION 0 Motors 0 ENGINEERING 0 0 Health 0 Life Insurance Business 0 Oth. Misc. 0 FIRE INSURANCE 0 MARINE 0 Agricultural 0 PERSONAL ACCIDENT 0 Services 0 Net gain on fair value changes 0 Dividend Income 0.03 Liability 0 AVIATION 0 Rental 0.02 FL/Credit 0 Interest Income 1.55 Others 98.4	-
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up Rest of the World 0 India 100.0	Location Wise Break-Up Rest of the World 0.05 India 99.95
Investment Break-Up	Investment Break-Up Government securities 40.62 Other Approved investments 38.6 Investments in Infrastructure and Social Sector 12.6 Other than Approved Investment 8.07 Other Approved investments 0 Other Approved Securities 0 0 Others 0.11	Investment Break-Up Other Approved investments 31.59 Other Approved investments 7.08 Investments in Infrastructure and Social Sector 14.36 Other than Approved Investment 0 Government securities 0 Government securities 46.72 Others 0.25	-