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CREDITACC
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CreditAccess Grameen
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Spandana Sphoorty
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Fusion Finance
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|---|---|---|---|
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Operational Metrics
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Banks
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Net Interest Margin
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13.3 % | 8.4 % | 10.85 % |
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NBFC
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Cost To Income Ratio
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32.5 % | 157.6 % | 70.2 % |
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Cost of Borrowing
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9.6 % | 12.2 % | 10.3 % |
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AUM - NBFC
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25904.0 Crs | 4088.0 Crs | 7038.0 Crs |
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Capital to Risks Assets Ratio (CRAR)
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26.1 % | 47.0 % | 31.31 % |
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Tier I Capital
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25.2 % | n/a | 20.89 % |
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Gross NPA
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3.65 % | 4.97 % | n/a |
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Net NPA
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1.26 % | 0.97 % | n/a |
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Financials
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5 yr Average ROE
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11.59 % | -3.53 % | -6.99 % |
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5yr average Equity Multiplier
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4.33 | 2.99 | 4.63 |
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5yr Average Asset Turnover Ratio
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0.17 | 0.2 | 0.2 |
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5yr Avg Net Profit Margin
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15.77 % | -1.54 % | -0.35 % |
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Price to Book
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2.83 | 1.02 | 1.36 |
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P/E
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151.81 | 0.0 | 0.0 |
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5yr Avg Cash Conversion Cycle
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0.0 | 0.0 | 1.38 Days |
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Inventory Days
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0.0 | 0.07 Days | 0.0 |
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Days Receivable
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0.0 | 0.0 | 1.38 Days |
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Days Payable
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23.77 Days | 1080.91 Days | 0.0 |
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5yr Average Interest Coverage Ratio
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1.61 | 0.99 | 1.1 |
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5yr Avg ROCE
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11.98 % | 6.93 % | 8.94 % |
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5yr Avg Operating Profit Margin
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57.58 % | 25.08 % | 39.71 % |
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5 yr average Debt to Equity
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3.1 | 1.97 | 3.55 |
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5yr CAGR Net Profit
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31.72 % | n/a | n/a |
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5yr Average Return on Assets
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2.63 % | -1.26 % | -1.04 % |
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Shareholdings
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Promoter Holding
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66.37 % | 48.16 % | 54.95 % |
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Share Pledged by Promoters
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0.0 | 0.0 | 4.49 % |
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Change in Promoter Holding (3 Yrs)
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-7.37 % | -14.87 % | -13.23 % |
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Change in Mutual Fund Holding (3 Yrs)
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0.88 % | 0.47 % | -2.38 % |
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CreditAccess Grameen
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Spandana Sphoorty
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Fusion Finance
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|---|---|---|---|
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Product Wise Break-Up
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Product Wise Break-Up
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Product Wise Break-Up
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-
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Location Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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AUM Break-Up - NBFC
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AUM Break-Up - NBFC
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AUM Break-Up - NBFC
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-
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