Veefin Solutions Ltd.

Financial

	Veefin Solutions	Xchanging Solutions	Sahana System
Operational Metrics
Financials
5 yr Average ROE	8.45 %	8.83 %	40.74 %
5yr average Equity Multiplier	1.36	1.41	2.43
5yr Average Asset Turnover Ratio	0.28	0.27	0.84
5yr Avg Net Profit Margin	24.65 %	24.49 %	21.23 %
Price to Book	0.0	2.66	0.0
P/E	71.51	18.11	24.2
5yr Avg Cash Conversion Cycle	125.73 Days	23.38 Days	-6669.57 Days
Inventory Days	0.0	0.0	165.77 Days
Days Receivable	125.73 Days	23.38 Days	71.95 Days
Days Payable	0.0	25.95 Days	2209.46 Days
5yr Average Interest Coverage Ratio	62.71	258.95	62.9
5yr Avg ROCE	8.71 %	12.28 %	63.5 %
5yr Avg Operating Profit Margin	32.49 %	28.57 %	32.18 %
5 yr average Debt to Equity	0.15	0.11	0.6
5yr CAGR Net Profit	52.07 %	-4.51 %	66.81 %
5yr Average Return on Assets	6.32 %	6.48 %	18.04 %
Shareholdings
Promoter Holding	35.25 %	75.0 %	57.19 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-4.59 %	0.0	-5.69 %
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

Business

	Veefin Solutions	Xchanging Solutions	Sahana System
Product Wise Break-Up	Product Wise Break-Up Digital Lending and Supply Chain Finance (SCF) 100.0 Software Services 0 Hardware trading 0 IT services 0	Product Wise Break-Up Hardware trading 0 0 IT services 0 Software Services 100.0	Product Wise Break-Up Hardware trading 4.3 0 IT services 95.7 Software Services 0
Location Wise Break-Up	Location Wise Break-Up India 54.9 Singapore 0 USA 0 Europe 0 Others 45.1	Location Wise Break-Up Europe 1.65 India 6.31 Singapore 8.59 USA 82.88 Others 0.57	Location Wise Break-Up Europe 0 India 94.4 Singapore 0 USA 0 Others 5.6